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When should I apply for a bankruptcy car loan?

When you need to finance a car purchase with a bankruptcy car loan, it is important to pay attention to the timing of when you apply for the loan. If you haven’t yet declared bankruptcy but are about...

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Is there a difference between Chapter 7 and Chapter 13 timing?

The timing of when you apply for a bankruptcy car loan is slightly different depending on the type of bankruptcy filing you make. If you’re filing for Chapter 7 bankruptcy, the timing is easy. As soon...

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Do I need a bankruptcy car loan after my case is discharged?

When your bankruptcy case is discharged and over, you might think you wouldn’t need a bankruptcy car loan to buy your next ride, but chances are good you will still need one. Remember that after your...

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Have Bankruptcies Increased During the Pandemic?

Although the economic impacts of the recession caused by the novel coronavirus and COVID-19 pandemic have varied widely by industry and even from person to person, everyone agrees it’s been severe....

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Will filing bankruptcy ruin my credit forever?

People filing for bankruptcy often ask this question: Will bankruptcy ruin my credit forever? The short answer is no, but it is a little more complicated than that. Here’s what you need to know. When...

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Isn’t filing bankruptcy a sign of failure?

Many people resist filing bankruptcy even when they should because they think it’s a sign of failure. How you view your bankruptcy is your choice. A lot of people assume filing bankruptcy is a sign of...

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Will I lose everything if I file for bankruptcy?

Most people understand very little about bankruptcy, which is why some resist filing bankruptcy even when it would be the best thing for them to do. One of the biggest myths out there is that people...

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How can I get a car loan after filing bankruptcy?

One of the worst myths out there about bankruptcy is the assumption there’s no way you can get a car loan if you need one after filing bankruptcy. People end up paying what little cash they can scrape...

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What if I can’t afford to file bankruptcy?

The actual court fee you have to pay when filing bankruptcy is not very expensive, and you might be able to get help with it if you need it. The more expensive part is hiring a bankruptcy attorney to...

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How Many Times Can Bankruptcy be Declared?

A question people often have is what happens if they need to file bankruptcy more than once? Many people just assume declaring bankruptcy is a once-in-a-lifetime last resort action they can take only...

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